Kelly was born and raised in Petaluma, California where she attended Cherry Valley School, Petaluma High School and then Santa Rosa Junior College.  A graduate of California State University, Sacramento with a Major in Business Administration including a double concentration in Marketing and Management, Kelly is a leader amongst the different affiliations with which she is associated.  Kelly is a Small Group Leader in her Nationwide Real Estate & Lending Coaching Community, Buffini & Company and is a Co-Regional Leader for the Northern California Region of Buffini & Company's ClubNet Membership.  This is a great honor as there are over 2000 successful Realtors and Lenders associated with The Northern California Region and Kelly was chosen as one of two Leaders for this dynamic region.

Kelly likes to explore all options before making a decision to ensure that the best option is chosen.  This is true for her personal life as well as her client's loan options.  As every client has a different financial long and short term need, Kelly is committed to finding a solution to best fit each individual client's immediate need with their long term goals in consideration.  Creative financing is Kelly's specialty.  With the ever changing Real Estate market, Kelly stays on top of new products and programs as they enter the marketplace.

Kelly enjoys staying in contact with her clients long after their transaction has closed and works exclusively by referral.  Because of her commitment to excellence, she has earned the right to ask for and receive referrals from her exclusive database of clients.

In addition to her professional life, Kelly enjoys Scuba Diving whenever possible.  Although Monterey Bay is her favorite underwater home, Kelly enjoys traveling to see the different sea life in places like Hawaii, Bermuda, The Dominican Republic, Honduras, Dominica and other tropical locations that are on a long and growing list.